body {
  margin: 0px;
  padding: 0px;
  background: #ffffff;
  text-align: center;
  color: #000000;
}


 
.text {
  letter-spacing: 0.04em;
  color: #000000;
  font-size: 11px;
  font-style: normal;
  font-variant: normal;
  font-weight: normal;
  line-height: 1.4em;
  font-family: Verdana, Helvetica, Arial, sans-serif;
  text-align: left;
}

.apr {
  letter-spacing: 0.04em;
  color: #000000;
  font-size: 11px;
  font-style: normal;
  font-variant: normal;
  font-weight: normal;
  line-height: 1.2em;
  font-family: Verdana, Helvetica, Arial, sans-serif;
  text-align: center;
}

.warning {
  letter-spacing: 0.04em;
  color: #ffffff;
  font-size: 9px;
  font-style: normal;
  font-variant: normal;
  line-height: 1.4em;
  font-family: Verdana, Arial, sans-serif, Helvetica;
  text-align: center;
}

.apply {
  letter-spacing: 0.04em;
  color: #000000;
  font-size: 10px;
  font-style: normal;
  font-variant: normal;
  line-height: 1.4em;
  font-family: Verdana, Arial, sans-serif, Helvetica;
  text-align: left;
  padding-left: 0.50em;
}

.bottomlink {
  letter-spacing: 0.06em;
  color: #808080;
  font-size: 9px;
  font-style: normal;
  font-variant: normal;
  line-height: 1.4em;
  font-family: Verdana, Arial, sans-serif, Helvetica;
  text-align: center;
  font-weight: normal;
}

.menu {
  letter-spacing: 0.04em;
  color: #000000;
  font-size: 10px;
  font-style: normal;
  font-variant: normal;
  /*line-height: 1.4em;*/
  line-height:20px;
  font-family: Verdana, Helvetica, Arial, sans-serif;
  text-align: left;
  font-weight: normal;
  padding-bottom: 3px;
  padding-top: 3pxem;
  vertical-align: middle;
}

.hrule {
  color: #0033cc;
  height: 1px;
}

#menu a:link {
  color: #000000;
  background-color: transparent;
  text-decoration: none;
}

#menu a:visited {
  color: #000000;
  background-color: transparent;
  text-decoration: none;
}

#menu a:hover {
  color: #000000;
  background-color: transparent;
  text-decoration: underline;
}

#menu a:active {
  color: #000000;
  background-color: transparent;
  text-decoration: none;
}

#bottom a:link {
  color: #808080;
  background-color: transparent;
  text-decoration: underline;
}

#bottom a:visited {
  color: #808080;
  background-color: transparent;
  text-decoration: underline;
}

#bottom a:hover {
  color: #000000;
  background-color: transparent;
  text-decoration: underline;
}

#bottom a:active {
  color: #808080;
  background-color: transparent;
  text-decoration: none;
}

#advert a:link {
  color: #ffffff;
  background-color: transparent;
  text-decoration: none;
}

#advert a:visited {
  color: #ffffff;
  background-color: transparent;
  text-decoration: none;
}

#advert a:hover {
  color: #ffffff;
  background-color: transparent;
  text-decoration: none;
}

#advert a:active {
  color: #ffffff;
  background-color: transparent;
  text-decoration: none;
}

#text a:link {
  color: #0033cc;
  background-color: transparent;
  text-decoration: none;
}

#text a:visited {
  color: #0033cc;
  background-color: transparent;
  text-decoration: none;
}

#text a:hover {
  color: #0033cc;
  background-color: transparent;
  text-decoration: underline;
}

#text a:active {
  color: #0033cc;
  background-color: transparent;
  text-decoration: none;
}

h1{
  font-size: 12px;
  color: #000080;
  margin-top: 5px;
}